Payroll Giving
Payroll Giving is a great way to make regular donations to us straight from your salary. By giving to us regularly from your pay, we automatically receive the tax you would have paid on the donation. We don’t need to claim Gift Aid back on this, so it’s less admin for us, and there’s no Direct Debit needed from you.
To give to us in this way, your employer will need to operate a payroll giving scheme.
Frequently asked questions
When is the first deduction is taken from my pay?
Usually it will start on the next payroll day, but if you are signing up towards the end of the month deductions are likely to start the next but one payroll day.
Is there a minimum or maximum amount I have to give?
No, there’s no upper or lower limit, however, we recommend that you give at least £5 gross per month.
How is Payroll Giving different to a Direct Debit (Gift Aid)?
Payroll Giving is taken straight from your gross (pre-tax) pay so there is no need for us to claim any tax back through Gift Aid, which saves us additional admin costs. If you are a 40% or 45% taxpayer, Payroll Giving is the only way we can automatically receive all your tax on a donation.
Can I stop giving when I want?
Yes, by notifying your payroll department directly.
What happens to my Payroll Giving deduction if I leave my job?
Payroll Giving automatically stops when you leave your job, but we hope that you will continue to give to us at your next job, you will need to set this up again as your donation is not transferable.
Is there an administration fee?
Yes, but only a small one. Your employer will use a Payroll Giving Agent (like a charity bank) to distribute you and your colleagues monies. The Payroll Giving Agents are charities that need to make a small charge to cover their operating costs. Some employers pay this fee on your behalf so we receive your full donation.If your employer doesn’t pay the fee, the Payroll Giving Agent will deduct it from your donation before passing it on to us. This will be between a 2% and 4% charge.
I pay tax at the higher rate of 40% or 45%, how does this affect tax relief on payroll donations?
You will receive tax relief at the highest rate of tax you pay – each pound you give will generate £1.66 if you are 40% or £1.82 if you are 45% tax payer.
Can I still give through my pension?
Yes, if you receive an occupational pension and your pension provider deducts tax through the PAYE system, you are still eligible for the scheme. Simply ask your occupational pension provider to make a donation from your pension before tax has been deducted.
